A shout out to Barry and Cindy for their recommendation of the insurance company Overland. We came out $600.00 ahead by changing from Progressive. Sounds like vacation money to me!! Thanks a million:) Faith
We just changed to Overland from Progressive too. Only saved about $50.00 yr. but tripled our coverage limits from $300,000 to $1,000,000. I feel much more comfortable with the higher liability coverage on my 34,000 lb coach. Ron Jarvie was great to work with too.
Dean
We've been with Overland agency ~7 years. Initially, they wrote a great Progressive policy. When we went full-time, they recommended changing to Allied and we saved >$500.
Our Allied policy (and Progressive before it) is agreed value, set at the purchase price we paid in 2009. The premium (with no changes) dropped $250/yr in 2012, and $125/yr for the 2013 renewal - same agreed value, no changes.
A new Overland "perk" - with the renewal notice was an announcement the agency now offers highly discounted Coach-Net rates for the "Platinum Plus RV Towing and Roadside Assistance Program with RV Technical Support." One year is $89 (2 yrs, $160... more savings up to 5 yrs). We just paid $129 for the same program (through FMCA) in November. Overland said to hang on to their flyer and send the check for Coach-Net to them in October, so no coverage lapse. Sweet! ^.^d
I would encourage a call to Overland for a quote (800-677-4027) - the agency is strictly devoted to writing RV policies (all states except Hawaii). As Dean pointed out, they are great to work with. Here's their website:
RV Insurance Quote From Overland Insurance | RV Insurance | Motorhomes, Travel (http://www.rvins.com/)
I currently have GMAC inaurance through Good Sam on the RV. Found out my renewal payments increased from $1260 a year to $1760 a year because I live in FL.
So I called Overland insurance and got a quote of $952/yr with higher liability coverage :)
Just thought I'd share this info. If you live in FL - you might want to consider calling these people!
85 bucks a year with Geico, They fix yours,I fix mine...Back when I had full it was only 500 a year
We saved several hundred dollars with Overland and I also prefer them as they are a small agency that specializes in insurance for RV owners. Overland owner is also going to be a speaker at the upcoming Buddy Rally in Nac.
I also went with Overland, Ron Jarvie. Found him here and the policy and coverage looked good and the cost seemed in line. I did no other comparisons other than GMAC/Good Sam (carried them on our TT) - probably should have but figured - since the insurance company and Ron were so highly recommended I would give him/them a try.
Well, I too joined Overland. Had Allstate. After reading here about Ron and Overland gave him a try. Ended up with better coverage in ALL areas and saved $475.00 to boot. Should have found him a few years ago and saved a bundle. Thanks forum.
Ron and Overland ought to give a Foreforums discount. <grin> That's who we went with, too. We also went with the CoachNet deal they offered. I pray that we never need it, but glad to have it.
I contacted Ron - his quote was about 80 dollars above last year, so I will find out next month how close he is when I fall into my renewal window. Currently have Explorer Insurance Agency (Triumph Casualty) out of Richfield OH.
Last year's premium $580.00, Rating basis $70K. 95 U320. Part time use.
We also have their CoachNet 3 year plan and saved there too.
Overland quote was $300/yr more than my AARP (Hartford) policy.
I requested an Overland quote and it came out about 90 bucks higher than my present Coverage with Miller Agency and Progressive. Since I have been with them for over ten years I will leave well enough alone. And in view of the fact that I pay less than 500 bucks a year it is really not a big enough expense to worry about. ( Now if I add a be-day I may have to rethink this ). :)
Gary B