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Foretravel Owners' Forum

Foretravel Motorhome Forums => Foretravel Discussions => Topic started by: lavocat on February 25, 2013, 01:27:34 pm

Title: Progressive Insurance hike
Post by: lavocat on February 25, 2013, 01:27:34 pm
Just got my quote in from Progressive and I almost died!  $6547 is the premium for an agreed value policy of $425,000 with liability of $250,000/$500,000 liability and $1000 deductibles on comp and collision.  Progressive is the only company in Louisiana that will write an agreed value policy.  I can not get replacement cost policy because the coach is more than 5 yrs old.  I did get a quote from National Interstate on an actual cash value policy with the same type coverages and it is substantially lower at $2882.00 but if I have a total loss I then am at their mercy to fight over its value.  Anyone out there have any suggestions?
Thanks,
Gerard
Title: Re: Progressive Insurance hike
Post by: Dave Katsuki on February 25, 2013, 01:42:01 pm
I would call Miller Insurance  Miller Insurance Agency (http://www.millerrvinsurance.com/) (800) 622-6347.  Great folks to deal with.  We've been with them for 5 years.  They write policies all over the country, and have several insurance companies on tap.
Title: Re: Progressive Insurance hike
Post by: jeff on February 25, 2013, 02:14:02 pm
www.myrvquote.com (https://www.myrvquote.com/binder/)


Try here.
Title: Re: Progressive Insurance hike
Post by: Dean & Dee on February 25, 2013, 02:16:25 pm
Quote from: Jeff Savournin –
www.myrvquote.com (https://www.myrvquote.com/binder/)


Try here.
                          We just changed to Overland from Progressive. Better rate with higher coverage.
                          D&D
Title: Re: Progressive Insurance hike
Post by: CAPEHORN31 on February 25, 2013, 03:28:12 pm
Please try AMICA, they saved me over $700.00 a year over Geico.
Title: Re: Progressive Insurance hike
Post by: Patricia on February 25, 2013, 03:56:54 pm
Quote from: Dean & Dee –
We just changed to Overland from Progressive. Better rate with higher coverage.
Overland is an insurance agency in Arizona that only writes RV policies... in all states except Hawaii.  D&D, your policy is probably written by Nationwide/Allied...

Last month, I posted about how pleased we've been with this agency:

Quote from: Patricia –
We've been with Overland agency ~7 years.  Initially, they wrote a great Progressive policy.  When we went full-time, they recommended changing to Allied and we saved >$500.

Our Allied policy (and Progressive before it) is agreed value, set at the purchase price we paid in 2009.  The premium (with no changes) dropped $250/yr in 2012, and $125/yr for the 2013 renewal - same agreed value, no changes.

A new Overland "perk" - with the renewal notice was an announcement the agency now offers highly discounted Coach-Net rates for the "Platinum Plus RV Towing and Roadside Assistance Program with RV Technical Support."  One year is $89 (2 yrs, $160... more savings up to 5 yrs).  We just paid $129 for the same program (through FMCA) in November.  Overland said to hang on to their flyer and send the check for Coach-Net to them in October, so no coverage lapse.  Sweet!    ^.^d

I would encourage a call to Overland for a quote (800-677-4027) - the agency is strictly devoted to writing RV policies (all states except Hawaii).  As Dean pointed out, they are great to work with.  Here's their website:
RV Insurance Quote From Overland Insurance | RV Insurance | Motorhomes, Travel (http://www.rvins.com/)
Title: Re: Progressive Insurance hike
Post by: Dean & Dee on February 25, 2013, 04:02:37 pm
Quote from: Patricia –
Overland is an insurance agency in Arizona that only writes RV policies... in all states except Hawaii.  D&D, your policy is probably written by Nationwide/Allied...

Last month, I posted about how pleased we've been with this agency:

          Patricia, yes it is written by N/A. By the way thanks for bringing the Coach.Net deal with Overland to our attention. We were up for renewal so we took advantage of it and saved some $. ^.^d

                      Belated Karma to you for that!

                          D&D

           
Title: Re: Progressive Insurance hike
Post by: lavocat on February 25, 2013, 05:14:23 pm
Overland won my business by working with me and getting my rate down even more.  It is not an agreed value but I refuse to pay over $6500 to get the agreed value from Progressive.  Too bad they are the only one I could get to write the agreed value.  My coverage will be with National Interstate and I am saving almost $4000.
Title: Re: Progressive Insurance hike
Post by: Dave Head on February 25, 2013, 06:37:58 pm
Why don't you get a birth certificate for it and buy a 10 year $500K term life insurance policy. Is it not YOUR BABY???
Title: Re: Progressive Insurance hike
Post by: lavocat on February 26, 2013, 10:02:35 am
I like that idea Dave.  My wife already refers to it as the other woman!
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