Foretravel Owners' Forum For owners and Fans of Foretravel Motorcoaches September 10, 2025 ...

Motorhome Insurance question

August 05, 2014, 09:13:09 am

I have been concerned lately over my FT insurance coverage.  The previous company as well as the current company uses the NADA or Blue book value to put a dollar amount on the value of my coach, and I know it is too low.  The coach could not be replaced for that kind of money.  I guess my question is does any companies insure for an agreed upon amount?  I know with collector cars I just send photos with the amount I would like to insure for and we come to an agreement on the value.  Doe a company like this exist in the MH world?
Thanks,
Jerry

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Re: Motorhome Insurance question

Reply #1 – August 05, 2014, 10:13:44 am

Last I knew, my State Farm policy in Texas was/is the value I set.  It was simply a bit more than what I paid for the MH, plus a bit for upgrades

mike

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Re: Motorhome Insurance question

Reply #2 – August 05, 2014, 10:38:16 am

Jerry, Check with Miller Insurance, they seem to understand RV's and I have had good luck with them  They do write Progressive and for some reason there is some resistance to them.
Miller Insurance Agency
Gary B

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Re: Motorhome Insurance question

Reply #3 – August 05, 2014, 11:41:47 am

We submitted an independent appraisal to Overland Insurance and they insured to the appraisal value.  The appraised value was considerably higher than what NASA or Blue Book showed.

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Re: Motorhome Insurance question

Reply #4 – August 05, 2014, 01:35:42 pm

I just switched from Progressive to SafeCo....SafeCo just asked me what I want the value set at and based my insurance quote on the agreed upon amount.

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Re: Motorhome Insurance question

Reply #5 – August 05, 2014, 02:04:28 pm

I have an agreed value on my '95.  It's way north of NADA:

Ronald L. Jarvie
Certified Insurance Counselor
Overland Insurance Services
480-994-9584  or  800-677-4027

Keith

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