Foretravel Owners' Forum For owners and Fans of Foretravel Motorcoaches September 14, 2025 ...

jus,

who did YOU use for your $300 appraisal??

Polk Associates LLC  805-646-7293 
Costs $295 and agent says every 2 years is good enough.
If I total it, and get an extra $25000 because of the appraisal, it is money well spent. This is with an standard policy, not agreed valve, which would be an extra $850 over my present policy. There is no guarantee that I would get the full amount, but agent says in most cases insurance company will go with a recent appraisal.

I dont think I paid over $150.00 for it..

Some people dont understand the concept of taking advantage of a discount when you can.. They think its unfair or or highly unethical. Pay more, they feel better!

Depends on your agreed value, Mine would have been for $160500, the same as my appraisal. Lower insured amount, of course cheaper premium. If I dropped the comprehensive completely, I would only pay $350 a year.
Your state makes a big difference too. I asked why Texas premiums were so expensive when they have less registered motorhomes than say California, and agent said because there were more accidents in Texas. I of course blame it on the snowbirds.    

There is no guarantee that I would get the full amount, but agent says in most cases insurance company will go with a recent appraisal.