Damaged 1995 U300 $5,500

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Damaged 1995 U300 $5,500

January 28, 2020, 10:40:47 pm

Worth saving. SCA salvage in Orlando has a damaged 1995 U300 for $5,500. Check out the pictures.

Re: Damaged 1995 U300 $5,500

Reply #1 – January 28, 2020, 10:46:50 pm

Hard to believe somebody "totaled" that coach for what appears to be minor damage.

Salvage Title 1995 Foretravel U300 For Sale in Orlando FL - 26855061 - SCA™

Re: Damaged 1995 U300 $5,500

Reply #2 – January 28, 2020, 11:16:43 pm

Six speed with chances are a CAT. Probably need a new rear cap plus damage to the engine door. Side damage? Cheap to DIY but expensive for a shop to do. 1995 model from data plate. Could be a nice coach. Duct tape it and drive it across the states.

Pierce

Re: Damaged 1995 U300 $5,500

Reply #3 – January 29, 2020, 08:45:25 am

Just understand the consequences of a salvage title, especially as it relates to insurability and resale. Lots of previous discussion here on the forum.

Re: Damaged 1995 U300 $5,500

Reply #4 – January 29, 2020, 10:42:02 am

There may be with some insurance companies but I've owned several salvage vehicles and Mercury has never had an issue. Cheaper than even USAA. If you are a USAA member, they will sell you a policy with a partner RV company for a 5% discount. U300 premium is $318/yr with a disapearing deductible. Check with your insurance company.

California DMV requires that a shop aim the headlights, check all lighting, do a brake check, wipers before they will title an out of state salvage vehicle. No smog unless diesel vehicle is less than 14,000 lbs GVWR. Think my last salvage inspection was under $100.

Pierce

Re: Damaged 1995 U300 $5,500

Reply #5 – January 29, 2020, 11:05:44 am

Quote from: Pierce & Gaylie Stewart – January 29, 2020, 10:42:02 am

U300 premium is $318/yr with a disapearing deductible. Check with your insurance company.

What coverage is included for $318 a year (super cheap)? Is it liability only?

Re: Damaged 1995 U300 $5,500

Reply #6 – January 29, 2020, 12:01:47 pm

Quote from: krush – January 29, 2020, 11:05:44 am

What coverage is included for $318 a year (super cheap)? Is it liability only?

Krush,

I transposed the 1 and 8 so it's $381/yr. The deductible is $1000 but disappears over 4 years so if you don't have a claim, there is zero deductible. The collision is the actual cash value. Please note below that I selected "disappearing deductable." I also selected the towing option that brought the total up.

Progressive Insurance Policy

Policy coverages
Liability (Bodily Injury & Property Damage)       $100,000 person/$300,000 accident/$50,000 property damage
Uninsured/ Underinsured Motorist Bodily Injury       $50,000 person/$100,000 accident
Medical Payments       $2,500 each person
Trailer       $0-$2,500 (included w/Physical Damage coverage)
Vehicle coverages for 1993 Foretravel Grand Villa
Totaled Vehicle Options       Actual Cash Value
Comprehensive       $1,000 deductible
Collision       $1,000 deductible
Disappearing Deductibles       Selected
Uninsured Motorist Property Damage       $3,500 property damage ($0 deductible)
Emergency Expense       $750 (included w/Physical Damage coverage)
Vacation Liability       $10,000 (included w/Physical Damage coverage)
Roadside Assistance       Selected
Replacement Cost Personal Effects       $1,000
Scheduled Personal Effects       No coverage

Progressive    Progressive

Proud to offer you protection
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Quote Number:
XXXXXXXXXXX
Access Your Quote
or call 1-800-809-1925
It's easy to get back to your quote and it's even easier to explore all of our available discounts.
As a USAA member you automatically qualify for 5% savings on your RV policy. Plus you could qualify for other discounts.

If you or a family member have an honorable discharge, you can join USAA. I was in the military for a very short time but received a honorable discharge so everyone in my family including my son and daughter are eligible.

Pierce

Re: Damaged 1995 U300 $5,500

Reply #7 – January 29, 2020, 04:18:25 pm

In the old days I would have leaped on that... Especially since I live 35 miles away. Not knowing the trans and radiator issues are a concern. I want my next coach to be my last, which will be preferably a 2001 40' DGFE with fully body paint. It will be another year or two...

Re: Damaged 1995 U300 $5,500

Reply #8 – January 29, 2020, 07:22:26 pm

If the coach stays in Florida it can only be salvaged not able to rebuild it unless it has a rebuidable title

Re: Damaged 1995 U300 $5,500

Reply #9 – January 29, 2020, 07:58:50 pm

Quote from: red tractor – January 29, 2020, 07:22:26 pm

If the coach stays in Florida it can only be salvaged not able to rebuild it unless it has a rebuildable title

That's why we have 49 other states from which to choose. Living in NH we used to take vehicles over into Vermont, title them there and bring them back to NH. NH had adopted a strict salvage title law after a Ford Escort with brazed strut towers came apart on the highway.

Re: Damaged 1995 U300 $5,500

Reply #10 – January 29, 2020, 08:42:22 pm

Had this coach come up for sale a year ago, I would have been on it like flies on manure... looks to be a no-so-horrible fix. That being said, we now have the coach we want; even with the few remaining issues.

Quote from: Old Toolmaker – January 29, 2020, 07:58:50 pm

That's why we have 49 other states from which to choose. Living in NH we used to take vehicles over into Vermont, title them there and bring them back to NH. NH had adopted a strict salvage title law after a Ford Escort with brazed strut towers came apart on the highway.

This seems to be the SOP in most places: Make all pay for the acts of a few....brings a certain governing philosophy to mind. Probably less "fuss" for the law makers

Re: Damaged 1995 U300 $5,500

Reply #11 – January 29, 2020, 08:52:04 pm

Quote from: Old Toolmaker – January 29, 2020, 07:58:50 pm

That's why we have 49 other states from which to choose. Living in NH we used to take vehicles over into Vermont, title them there and bring them back to NH. NH had adopted a strict salvage title law after a Ford Escort with brazed strut towers came apart on the highway.

Yes, just check other states. You can even get rid of salvage on the title and get a regular title in some states. Also, some states will allow damage on older vehicles that may cause the insurance company to total the vehicle to be repaired and then issue a normal title. To bring our U300 back from North Carolina, I just went to the DMV, purchased a "one trip permit" for $10, filled it out when I arrived in N.C. and then started driving it. I could have gotten a free preregistration from the DMV with them filling out the VIN, etc. With a one way permit, you can also make a round trip. The vehicle can be 50 years old but you just need to pencil in the VIN on the form, where the trip is to be started and where the final destination will be. Your insurance company should insure it for liability without contacting them until you get it home. Just do some research. All the salvage vehicles I've owned have been very easy to title, get a new license plate for CA and insure.

Dose anyone think that companies that buy flood vehicles that have been totaled have a difficult time sending them to other states and registering them? This 1995 has very little damage. If we were in the market, I would already have bought it and headed across the states. Probably stopping at a couple of NP too. Or maybe straight to Puerto Peñasco>

Pierce

Re: Damaged 1995 U300 $5,500

Reply #12 – January 29, 2020, 09:06:11 pm

In FL ., the title will say "rebuilt".
I can fix this for around 8k$.
Remove and Repair the cap and door. Total cost will depend on water damage inside MOL.
Any interest , let me know.

Re: Damaged 1995 U300 $5,500

Reply #13 – January 29, 2020, 09:10:17 pm

I'm toying with the idea of bidding. I am only used to Pennsylvania salvage laws though so I'm not sure how to determine if Florida thinks this is rebuildable (based on a TN salvage title).

Re: Damaged 1995 U300 $5,500

Reply #14 – January 29, 2020, 09:15:06 pm

Really needs a survey to verify the bulkheads and systems intact IMHO . Tough vintage to bid blind on. Thats why I have not bought it.

Re: Damaged 1995 U300 $5,500

Reply #15 – January 29, 2020, 09:24:08 pm

As far as I know someone can go inspect it. I would do just that before I decided to bid. The lack of bedroom interior pics is interesting.

Re: Damaged 1995 U300 $5,500

Reply #16 – January 29, 2020, 10:14:06 pm

Quote from: Pierce & Gaylie Stewart – January 29, 2020, 08:52:04 pm

Yes, just check other states. You can even get rid of salvage on the title and get a regular title in some states.

Aka "title washing"... in some cases, could be rather shady....

Re: Damaged 1995 U300 $5,500

Reply #17 – January 29, 2020, 11:00:04 pm

Quote from: Michelle – January 29, 2020, 10:14:06 pm

Aka "title washing"... in some cases, could be rather shady....

I was a grey market Mercedes dealer in Germany for quite a few years. I took advantage of "one time exemptions" and any other legal way I could to export the cars and legally bring them into U.S. EPA and DOT compliance. I don't see taking advantage of the law as in any way being "shady." I did not falsify any documents, mileage, titles, records, work or anything else to earn a living.

While some do break the law, not everyone repairing damaged vehicles is "shady." Your comment seems to cast doubt on the integrity of many in the repair and restoration business.

Nothing personal,

Pierce

Re: Damaged 1995 U300 $5,500

Reply #18 – January 29, 2020, 11:28:22 pm

I just titled my Ky titled rebuilt U270 here in Texas yesterday. Had to weigh coach, Rv safety inspection done by Mot in June. Pay my money. Expect title in 3 weeks. Also transferred my military handicap plate over from sold Avalanche. Statefarm placed full coverage on it over phone back in June when I purchased from Ebay site unseen.

Re: Damaged 1995 U300 $5,500

Reply #19 – January 30, 2020, 08:14:19 am

Michelle did say:"In some cases". I would take this to mean NOT ALL.

Re: Damaged 1995 U300 $5,500

Reply #20 – January 30, 2020, 08:16:14 am

At this price point who cares if it's a salvage title? Take it to Mexico and have it fixed. As long as there's no interior water damage and it runs well I'd not be too concerned. Be sure and photograph the damage well, when it's time to sell this is of value to explain the salvage title.

Re: Damaged 1995 U300 $5,500

Reply #21 – January 30, 2020, 08:50:18 am

Quote from: Michelle – January 29, 2020, 10:14:06 pm

Aka "title washing"... in some cases, could be rather shady....

Michelle? I'm a 63 year old gay man who has been honest with himself since the age of 13, that would be 1969. I've been "illegal" most of my life. Buying a vehicle that the insurance company has declared "totaled" usually means that the repair costs equal 50% of the value of the vehicle. In my defense, any titles that I might have washed were for my own personal use.

Personally, I'd buy that Orlando/Tennessee Foretravel in a heartbeat, if I had extra heartbeats to spare because I can do all of that work myself. But then again, I'd own a Foretravel I'd struggle to maintain so it's best I tie myself to the mast until once past the siren song of airbags and live with my U225 and my cedar wardrobe.

Re: Damaged 1995 U300 $5,500

Reply #22 – January 30, 2020, 10:26:17 am

Most people do not understand that determining if a title is salvage or clean is by the insurance companies and not the DMV. Many vehicles that are what most people would call totaled are clean title. If the insurance company spends 90% of new price on repair to save 5k it will most likely have a clean title. If I "total" my car and fix it myself or pay out or my pocket to have it fixed it will have a clean title and carfax. My U295 had a minor engine fire. It was repaired with all new parts. It has zero rust problems, everything works, and it looks new. I have no old repair records and it has a rebuilt or branded title. I am willing to bet it is in better condition than 90% of its siblings on the road.

Re: Damaged 1995 U300 $5,500

Reply #23 – January 30, 2020, 10:43:00 am

I merely posted the "caveat emptor" warning on a salvage title because we have all sorts of members on the board who are looking for a coach, but many will not be aware that a coach with a salvage title cannot be easily compared to one that does not. There are more concerns to take into consideration than one may realize when being attracted to one with a low price.

Have had a family member who got burned by a car that had a salvage title (almost literally - there were electrical issues with the climate control that weren't repaired properly and were dangerous). Last year there was a coach discussed on iRV2 that had one when purchased and it turned out there was hidden frame damage that was irreparable.

It is not a project to take on without proper understanding of the situation, and each one will be different.

Re: Damaged 1995 U300 $5,500

Reply #24 – January 30, 2020, 01:44:53 pm

Quote from: Michelle – January 30, 2020, 10:43:00 am

I merely posted the "caveat emptor" warning on a salvage title because we have all sorts of members on the board who are looking for a coach, but many will not be aware that a coach with a salvage title cannot be easily compared to one that does not. There are more concerns to take into consideration than one may realize when being attracted to one with a low price..

It is not a project to take on without proper understanding of the situation, and each one will be different.

I agree with you about the risk involved, but all I wanted to point out is that there are ways to resolve the paperwork issues.
The State of New Jersey does not offer you a way to title an out of state unregistered purchase with no title. New Hampshire has no problem with the registration. Problem solved. Now my friend in NJ was spending his retirement sourcing desirable automobiles, cleaning them up then sitting in the car corral at a car show, in his chair with his umbrella, with his sign stating "Elderly Owner Must Sell." I always figured he wasn't doing any harm.

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