Re: FMCA va Coachnet
Reply #8 –
We've had Coachnet for all of the 8 years since we acquired our U280. We have never had to use the service, so I have no personal stories to relate. We started out (due to ignorance) buying the high dollar Class A package, with all the added perks and coverage of all our vehicles. A few years later, from reading on this Forum, I learned about the "Basic" coverage option. At the next renewal date, I called and had our coverage downgraded to "Basic". Been on that coverage for the last 4 years. Last time we renewed I took the 3-year deal for $93/year. The current renewal info on my account page indicates this premium is still in effect. (Excerpt copied below):
Select Membership
Basic
Basic 1 Year ($99.00)
Basic 3 Years ($279.00) Save $18.00
Premier Coach
Premier Coach 1 Year ($169.00)
Premier Coach 3 Years ($489.00) Save $18.00
I don't think the Coachnet Basic plan will work for you. It does not include coverage for "all vehicles...and coverage for DW and dependent kids". It does not include any discounts or extra benefits. From what I have read on this Forum, where you will get towed seems to be something that must be negotiated at the time of the breakdown.
You should check your RV insurance policy to see if some of your "wants" are covered there. We have our insurance with Progressive (through USAA). That policy (for $20 added premium) provides towing coverage that is at least as good as CoachNet. I consider this to be my back-up coverage, in case CoachNet won't help me in some tricky situation.